#182/B, First floor, B.K Guda, S.R.Nagar, Hyderabad

Term Loans

Meet the one-time capital needs of your enterprise after deciding a pre-defined term that suits your needs. Attractive interest rates, transparent processes and costs, minimal documentation, quick disbursals and expert guidance make our Term Loans a better choice.



Minimum age of 21 years at the time of loan application and maximum should be 65 years at the time of loan maturity.

Documents Required

List of papers/ documents applicable to all applicants:

  • 3 Passport-sized photographs
  • Business Plan
  • Filled application form
  • KYC Documents (Identity, Address and Age Proofs) – Passport, PAN card, Aadhar Card, Voter’s ID card, Driving License, Utility Bills (Electricity, Telephone or Water), etc.
  • Business address proof: Property papers, rent agreement or lease document
  • Income Proof: Last 6 months’ salary slips
  • CIBIL report
  • Last 12 months’ bank statement
  • ITR, Sales Tax report, Profit and loss statement of the last 2 years

Common Questions

A term loan is a loan approved by a bank for a fixed amount that shall be repaid in regular EMIs over a defined period of time. Term loans can be offered among various lending products that include business loan, personal loan, home loan, education loan, auto loan and gold loan.
The repayment tenure of a term loan is usually between 12 months to 60 months in case of business loans.
Based on the credit-worthiness of the applicant, loans from INR 5 lakhs up to INR 1 crore can be availed.
It is based on the Debt Service Coverage Ratio, cash flow, and repayment capacity.
The factors are the nature of the project, loan amount, tenor, and the debt structure.
Usually, lenders use rating agencies like CIBIL.

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