List of papers/ documents applicable to all applicants:

• Employer Identity Card: A copy of your Voter ID / Passport / Driving License / Aadhaar Card / PAN Card
• Loan Application: Completed loan application form duly filled in affixed with 3 Passport size photographs
• Proof of Identity: PAN/ Passport/ Driver’s License/ Voter ID card
• Proof of Residence/ Address: Recent copy of Telephone Bill/ Electricity Bill/Water Bill/ Piped Gas Bill or copy of Passport/ Driving License/ Aadhar Card

• Last 6 months Bank Account Statement
• If any previous loan from other Banks/Lenders, then Loan A/C statement for last 1 year

Income Proof for Salaried Applicant/ Co-applicant/ Guarantor:

• Salary Slip or Salary Certificate of last 6 months
• Copy of Form 16 for last 2 years or copy of IT Returns for last 2 financial years, acknowledged by IT Dept.

Income Proof for Self Employed:

• 2yrs ITR, Computation of Income, P&L, Balance sheet with CA seal and sign
• Tax Audit Report (If Gross Turnover Exceeds Rs 1 Cr or Gross Receipts Exceeds 25 Lac)
• 6 months bank statements of personal and business accounts
• If ITR is filed without digital sign – CPC and tax paid challan
• Business continuity proof (3 yrs for HL / 5 yrs for LAP)

Lease Rental Discounting

• 6 months bank statement where rent is credited.
• Registered valid lease agreements.
• 2 yrs ITR, Computation of Income, P&L, Balance sheet with CA seal and sign.
• 1 yr 26 AS.
• If Partnership firm – Partnership deed, 2 yrs audited financials, operative account, KYC, partnership authority letter.