#182/B, First floor, B.K Guda, S.R.Nagar, Hyderabad

Commercial Purchase Loan

Every business needs a stable operating place to flourish. Whether its a small space, an office, a whole floor or a huge complex, your entrepreneurial dream needs affordable finance support. Purchasing a commercial property by yourself can be a huge risk. Our special Commercial Purchase Loan allows you to buy a commercial property with minimum fuss.

Factors that affect the approval of this loan:

  • Applicants profile
  • If the property ranks well or not.
  • If the property has all the legal approvals or not.
  • If the commercial asset can become a liability eventually.
  • If there are any other risks associated.


Resident Type

Resident Indian

Minimum Age

18 years

Maximum Age

70 years

Eligible For

Anyone with a regular and steady source of income

Documents Required

List of papers/ documents applicable to all applicants:

  • Employer Identity Card: A copy of your Voter ID / Passport / Driving License / Aadhaar Card / PAN Card
  • Loan Application: Completed loan application form duly filled in affixed with 3 Passport size photographs
  • Proof of Identity: PAN/ Passport/ Driver’s License/ Voter ID card
  • Proof of Residence/ Address: Recent copy of Telephone Bill/ Electricity Bill/Water Bill/ Piped Gas Bill or copy of Passport/ Driving License/ Aadhar Card

Property Papers

List of papers/ documents applicable to all applicants:

  • Permission for construction (where applicable)
  • Registered Agreement for Sale /Allotment Letter/Stamped Agreement for Sale
  • Occupancy Certificate (in case of ready to move property)
  • Approved Plan copy (Xerox Blueprint) & Registered Development Agreement of the builder, Conveyance Deed (For New Property)
  • Payment Receipts or bank A/C statement showing all the payments made to Builder/Seller

Account Statement

  • Last 6 months Bank Account Statement
  • If any previous loan from other Banks/Lenders, then Loan A/C statement for last 1 year

Income Proof for Salaried Applicant/ Co-applicant/ Guarantor:

  • Salary Slip or Salary Certificate of last 6 months
  • Copy of Form 16 for last 2 years or copy of IT Returns for last 2 financial years, acknowledged by IT Dept.

Income Proof for Non-Salaried Applicant/ Co-applicant/ Guarantor:

  • Business address proof
  • IT returns for last 3 years
  • Balance Sheet & Profit & Loss A/c for last 3 years
  • Business License Details(or equivalent)
  • TDS Certificate (Form 16A, if applicable)
  • Certificate of qualification (for C.A./ Doctor and other professionals)
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Common Questions

Salaried Individuals, NRIs working with reputed companies in select countries, Professionals i.e. allopathic doctors, architects, chartered accountants; Self Employed; Non-Individual Entities like Private Limited Companies & Public Limited companies.
You can borrow up to 70 % of the market value of your property subject to your income eligibility.
We grant commercial property loans from a minimum of 3 years to a maximum of 15 yrs.
Yes. All the co-owners of your property will have to sign up as co-applicants.

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